CIVIC is your local Colorado Springs private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Colorado Springs private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Colorado Springs private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Colorado Springs.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Colorado Springs real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Colorado Springs private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Colorado Springs private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Colorado Springs private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Great customer service
Good experience with Jack and Michael. Looking forward to another loan
Great bank to work with
Good service, Heidi was great
From beginning to the end of the loan civic and their loan team were awesome! They were quick, efficient and very easy to work with and communicated daily, I would highly recommend them
This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]
Very responsive, professional, and knowledgeable. Went the extra mile for us. Would highly recommend in the future
Very easy to work with. Responsive and quick.
Good sense underwriting and favorable terms
Excellent Service for our loan
Daniel is fabulous at communication, worked quickly and efficiently and backed up all of his initial promises
Easy to work with and good Client care! Will be using them again!
Always able to contact and very helpful with paper work.
It was a pleasure meeting Melissa Salinas at a recent REIA in Dallas. She earned our trust with her friendly nature and professionalism. Melissa and Michael Hoyt provided an excellent lending experience, knowledge and patience as my company joined a […]
The very best service all around. Even had C- Suite Bill and Jack come into town to personally ensure it!
Peter was great to work with. Extremely communicative, quick to respond, friendly, knowledgeable, and ultimately offered great rates and helped us to secure a great fix and flip project in West LA!
Everything was professional. My deadline was foremost in their efforts. The terms were as discussed with no surprises
Best company to work with. Fast, and great rates
Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.
Jackie and Rebecca are the best team ever
Justin, Leslie, Dianabel and the rest of them pulled the impossible! I had a hard, quick funding deadline and they made it happen. Team work made the dream work. A lot of different tasks from other departments to complete, but […]
Great service throughout the transaction. Fast and efficient with great communication.
Because Justin and Chelsea were great throughout the entire process, they made sure everything that needed to be done got done and that it was a extremely smooth process
Always a great lender!
Matt is very knowledgeable and easy to work with.
Fast loan program Ryder is great and very professional; so happy for the application experience
Fast and efficient loan process and closing
Chris & David were polite & patient when I did no send info on timely basis. They consistently guided broker & borrower as per Civic lending criteria etc. Civic is my go-to lender, especially due to exceptional service by Chris […]
Good service, would send more business
I had a great experience closing my first deal with Civic. My account manager is fantastic. He has been nothing but responsive, professional, and easy to communicate with. We were able to close quickly and I am anticipating on doing […]
Fast response, quick close
John Paul has been helping my business with transactions for over a year now. He has great communication and even better follow up. I consider him to be a great part of my team when it comes to financing a […]
The Civic team was very helpful throughout the loan process
Mathew Specht, Account Executive, is the Best in the business. As a Broker, I have closed loans with more than 300 different alternative mortgage lenders during the past 20 years. Matthew is the rare AE who not simply a ‘Yes […]
Closing was Easy and painless
Great service and great people!
Excellent job . Another done deal . Number 23
Because you guys do everything possible to get our deals closed!
It’salways a pleasureto work with Civic Financial !
Great experience with my broker at Civic. This is my third loan with them and I definitely plan to work with them again.
Best lending and closing experience! Will be doing future business!
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
Process was very easy and Mark’s expertise made the underwriting process a breeze.
Exceptional service. Went without any issues. Thanks
Rates are low, I also like the Home Depot discount
It was my first experience, read too many articles and did more than 20 calls before I decide that this is the best company, my process was smooth and Alan went above and beyond to answer my questions and provide […]
Easy close from start to finish. Jacquelyn and Dianabel were responsive and made sure everything was ready to go for our closing (which had a very short closing period). Wouldn’t hesitate to use them again.
Our LO was fast and efficient and we had direct lines of communications with Brian Fung from start to finish. This is our second transaction with him and Civic and we are looking forward to transacting many more in 2019
John and Jenna were very easy to deal with and did a great job keeping in touch with me on any updates. Thanks for your business!
I had very good experience working with civic lending. Most of the things that I like is their prompt response & action. I would recommend to others .
Great company, they work fast and do as they say!
Melissa is very professional. It was a very easy deal again.
Thank you for your assistance
Personable service, quick responses and accurate information.
For the second time Civic exceeded my expectations. They are able to get everything done quickly, efficiently and professionally which makes the entire process smooth and my life much easier! No doubt I’ll be back.
5th flip this year and 5th loan with Civic, the relationship strengthens and the profits keep rolling! Very two way profitable relationship!
Marshall is so easy to work with and strives to get us the best rates he can, while balancing the needs of his team too. He handles others stress well and has a grounded nature that makes the whole experience […]
Working with Trevor & Kailyn was great! They made things easy for me.
My team of Manny Mosqueda, Lilia Gonzalez and Teresa Esquivel were extremely professional and helpful every step of the way. Their communication the entire way helped me make my closing deadline. They made a stressful, difficult process seem easy
The experience I had with CIVIC was much more pleasant than Patch of Land, they are able to close on time and does not deviate from the terms that they quote
First loan with Civic Financial. Excellent service provided by Eric and Dianabel. Constant communication and updates. Went out of their way to help us resolve 3rd party issue that was delaying our loan. Look forward to working with you guys […]
Excellent service from entire Civic staff helped to close this loan. This was a very complex loan, it had more hair on it than a polar bear. Thank you Civic
Reputation, Rates, and Service
Smooth closing process.
Great communication and availability
Dear CIVIC team, Your team worked hard and efficiently to make the deal go through. Eric Weidner was excellent in communication, help and support. He was in every step of the loan process, provided lots of support and guidance, made […]
I am a Senior Asset Manager at another lender, and Brian Fung is my go-to guy when it comes to referring my clients to him who are approaching their maturity dates. Brian has refinanced at least a dozen of our […]
Marco is a STUD. Hands down he gets the job done
Excellent Service, working with Eric & Diana was a pleasure
The deal did go through quickly. Everyone from the team was professional. I hope to do future business. Looking forward
Working with Mariam Adams makes it a 10
We worked with Ryan Snep and he was fantastic. He helped our business get the exact loan we needed and was helpful throughout the process. I would highly recommend Civic and Ryan Snep!
Wade La Rouche and the entire Civic Financial Services Team were terrific during all steps of our transaction.
Excellent service from both Rebecca and Jaqueline. Very hands on and helpful. Thanks again look forward to continuing to do business
Ben and team have been great! Thank you
Eli was amazing to work with. Great communication, look forward to closing more files
Justin is very responsive and pleasant to talk with
Thank you . Jack . Very professional.
Brian was very professional , knowledgeable and helpful
Jack Robinson kept us informed throughout the process and always made himself available when we needed his help!!!
I presented a loan that was too difficult a challenge for several of your competitors. It was difficult for Civic as well. However, the loan officer, processor, and underwriter were patient and determined. We all believed this was a viable […]
Pleasure working with them!
Amazing and professional service!
Great experience and results!
Rance and everyone at Civic was great to work with. Very professional, communicated extremely well. They were on top of the process from start to finish. I am looking forward to working with them again in the near future.
I was really appreciative of the follow up, attention to detail and consultation from the loan officer, Ryder Byrne. I especially liked the programs and speed of which the transaction was funded
I will recommend this company to others, in fact my first one is already in mind.
The Civic Process has been so much better, and love my AE rep, the best I ever had. Love working Civic and their staff
They are great to work with and communication is awesome
These guys are the best hassle free and fast
Fast service, excellent team
Justin Cohen and Heidi Marshall provided flawless execution, effectively overcoming the several hurdles that we encountered during the process.
Communication and timeframes were gave and met. You don’t usually get both. Great working with your company
Talar was quick to respond to any questions I had and she and her team completed the transaction with efficiency and professionalism
Very quick and responsive group of people
Working with people you trust makes all the difference
Quick closing! Everything that was offered was then delivered
I had the pleasure of working with Cameron (again) and I hope to again. Cameron, and team at Civic, make my business easier and are on the ball, straightforward, and quick. I would refer Civic, and Cameron specifically, to anyone […]
Justin did a great job all around. Got the mortgage done in a short amount of time and maintained great communication throughout the process
Very helpful in getting my investment LLC going
Thanks for fast and efficient service I would recommend them to anyone looking for a loan
Jack Lupo is awesome! Smooth process from start to end
This is my 2nd loan through CIVIC FS. I’m a return customer by choice! This loan went through even faster than the 1st and the application for a repeat customer was short and sweet. I love their terms and the […]
Matt is the best
This is the second loan I have completed with Civic Financial Services. It went through very smoothly. So impressed with the ease of doing business with them. Thank you so much
Nate Wolosiewicz was outstanding. Got my loan closed with great rates in record time!
Michael Braswell was diligent and time efficient on getting both files closed given the situation.
Jacquelyn is awesome!!!
Great attentive service from our team at Civic. Thank you Rebecca and Jaqueline
Mike Jablonsky is the face of Civic and outstanding at what he does for my office.
Will and the whole team did a great job on this rush file!
The loan closed on time
Excellent customer service, we were treated with a lot of respect and promptly
Very good service. I especially appreciated the help from my account executive Michael
Excellent communication. Very punctual
Once again, Nick Flowers has exceeded expectation. A true pro and a pleasure to work with. Look forward to an amazing 2020 and beyond working with Nick and Civic!
Excellent service always on time . A pleasure working with Anthony
Loved the team of Eli, Vic and KAILYN. They made it happen!
Nick was extremely professional and timely with all his responses. It was a pleasure to work with him and we look forward to our next deal
Working with Civic was a very smooth and painless transaction. Bijan and Jeremy handled everything professional and timely. Best Buy and hold program I have seen anywhere. Definitely recommend taking a look at their programs. Structure and employees are top […]
Civic always does a good job with my loans. I really enjoy working with Jacqueline Gonzalez and Rebecca Potter
The service I received from the very first phone contact with Chris Lushina was professional and got full and good information. Then all of my contact with the closing team was the same . Always answered my questions promptly. Have […]
Exceptional follow up and execution skills. Extremely professional, friendly and easy to work with. Quick turn around on everything from pre approvals to funding. 10 Stars to my team!!! They deserve raises and promotions :)Love the Broker portal, it makes […]
AE Kevin Victoria is very helpful to work with
Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing
I highly recommend Civic!
Ease of transaction. Justin was available to take my calls even while on vacation
Great Company TO WORK WITH!
John Paul did a great job staying on top of the issues and moving this to closing
I was quite impressed with the speed and efficiency with which my loan was executed
Working with Ryder was great, he is attentive and very helpful!
I was very impressed with Matthew’s professionalism from day one. I appreciated my reps patience and attention to details even more as the process continued
Kendra and her team are amazing and professional!! They saved the day. . . 8 day closing !! Kendra, Leslie and Corey Thank You!
Brian was outstanding through out the complete loan process. He was in constant communication and always available
Cristian was courteous, kind, knowledgeable, available, helpful, and congenial. He made the process easy and enjoyable for myself and my clients. Will be my go-to from here on out.
Quick Service, on-time closings!
I’ve been using Civic financial for over two years now and Will Dodson is one of my favorite Account executive’s of all time. . . . . he’s courteous , knowledgeable and get things done on time. I would highly […]
Great customer service and easy to get in contact with
I Give Jack Lupo a 10 star rating he is professional and knows his business my clients are very happy with the rate. Any future transaction will be with Civic Financial. They all came to getter to help me with […]
Fastest closing I ever had with no hassles
It was very easy to work with the entire Civic team . Special Thanks go out to John Riturban, Marisa Davis and Jenna Alvallero. I will be in touch again soon to refi another investment property
Fund quickly and very responsive
So many great things about CIVIC
Working with Rance was the best experience we have ever had in any of the lenders we have worked with in years. . . He was very professional and communicative (giving us day to day understanding of the process and […]
Civic team did an excellent job of completing my buyers purchase transaction. Dan Crouse was always readily available for any and all questions and concerns
Fast service. Minimal paperwork. Great team overall
Matt was outstanding ! A true professional ! A first class experience !
You have great products
very professional and easy to work with
All roads lead to Civic Financial when looking for a lender who will loan over 75% for Hard Money. Unlike the typical private lenders who want higher interest rates and points and will only go 65% based on an appraisal […]
Scott is excellent!!!!! always available and always pushing to get the deals done as soon as possible
Blake and Jeremy did a fantastic job in getting our loans closed in rapid fashion
Another great closing
Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time
When a problem arose, Jack never said “Sorry we can’t do the deal. ” He went out of his way to find solutions
I have a fantastic account rep, Paige O. Prompt, Knowledgeable, Helpful and Friendly.
Brian was great it was easy fast and non worrisome
AMAZING SERVICE AND HIGH INTEGRITY! NO “BAIT AND SWITCH” TACTICS THAT I HAVE EXPERIENCED FROM OTHER LENDERS. THANK YOU!!! I WILL RECOMMEND YOU TO ALL MY CLIENTS AND ASSOCIATES
Mark has been great to work with.
To express my confidence and trust with my account representative, PaigeObradovich. She’s there whenever I need her to solve an issue. She responds promptly and is very knowledgeable. Truly professional
The professionalism of your representative Randi Lauren.
Jackie Gonzalez is amazing, she works side to side to help you close on time. Great customer service and she cares. . . I am bless tohave her as our account executive. Thank you.
Easy closing. Great rates
Honest, fast and delivered every promise. Great communication.
I believe that the personable relationship with my particular broker, Brian Fung, made the difference. The interest rate, terms, and points for closing were competitive. They expedited the loan with speed and consistency
Because your services are awesome
George is a great partner. Going the extra mile through the process to deliver on time closing
Mike J is always on top of things, even on the weekends. Really appreciate how he makes me feel like I’m a VIP.
Chris Rosas and David Levine are the best combination in the industry. We have several more submissions coming this week.
Ease of doing business, agile responsiveness, and consistent professionalism
My loan officer Audre been working really hard to help us, she gave us all the info & update! Thank you
Working with Josh Levine was great! The online platform is easy to follow and the process and communication exceeded my expectations. Great working with Civic!
Civic came through and was able to move quickly. Eli was excellent throughout the whole process. He is the sole reason for this 5-star review and I would recommend him to anyone.
This is our third hard money lender and the closing was so smooth. Thank you!
Excellent service and very responsive.
Daniel Molina and Jose Lopez were great! They helped make this 1st loan I have brokered in 10 years easy and quick to close
The way it should be done. Compared to others in the industry – you guys are mind blowing.
Really awesome service!
Nate Wolosiewicz is the reason you get a 10!
Rock team of ladies!
Civic did it again! One more happy customer.
Civic FS were very fast and efficient, highly recommend!
Funding- Quick Closing
Marco and his team are great!!
good service and on time of closing escrow
Eric was great to work with on this deal. We have others going your way! Thank you!
Rance has been excellent to work with, fast an sufficient closing
Fast close, always in communication
Matt and Corey are the best
Great working with Zac! Always responsive and very knowledgeable. Highly Reccomend
Quick closings-smooth process-great communication
Our experience with Marshall Jones was excellent. This is our 2nd transaction with him and both experiences were outstanding. He is a great communicator that is familiar with your programs and walks us through the process along the way. Marshall […]
Cameron Esquivel was very helpful and professional throughout the entire process. I felt like he was truly on our team and went beyond the call of duty to make this deal happen. I will most definitely be returning to Civic […]
This is a great team to work with
Great company to work with.
Efficient, transparent and forthcoming.
Action fast and professional!
We would definitely recommend this company! Daniel is very professional and very helpful! He worksed hard for us and got the deal done quickly! We are very happy and will continue to work with Daniel for our next deals!
Jackelyn and Civic has been a pleasure to work with and always ontime closing
Great people to work with