CIVIC is your local Colorado Springs private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Colorado Springs private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Colorado Springs private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Colorado Springs.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Colorado Springs real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Colorado Springs private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Colorado Springs private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Colorado Springs private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Really awesome service!
Rance and Rebecca have provided the most efficient service. It was a worry free experience for me
Chris and his team makes the funding process so easy
Chris was a pleasure to work with. He got the job done quickly and efficiently
Quick, easy loan
1st experience with this firm. I’m creating value while risks lie with you. Awesome loan rep! You rock!
Because Justin is the best!!!!
When a problem arose, Jack never said “Sorry we can’t do the deal. ” He went out of his way to find solutions
Quick close and an easy process
Easy portal to navigate and excellent communication from point of application to funding. Offers competitive rates and closing speed
Jackie and Rebecca do a great job on my deals. The honor the pricing and have excellent customer service. They are always responsive with all methods of communication
Service was great and Jo Jones was exceptional
Bijan is excellent loan officer. He is caring, he is a great sales person, he has great knowledge on loan products. He also goes the extra miles to inform me deals etc. He is very easy to work with and […]
Working with Ryder was great, he is attentive and very helpful!
Excellent service from entire Civic staff helped to close this loan. This was a very complex loan, it had more hair on it than a polar bear. Thank you Civic
Josh was wonderful he always called very professional he is a great representative for your company!
Matt and Corey made sure we ready to close the loan ontime. They were the best
Another smooth transaction. Clayton and Civic have been great to work with. Speed and flexibility. Exactly what we need.
Always a great lender!
Easy closing. Great rates
I feel they work hard to make sure they are meeting our needs
Woot woot! Woot woot!
The upfront, honesty, sincerity, and quick responses. Not to forget Tammy’s constant updates!!!
Because Jackelyn walked me through everything
Ivan’s communication and response has been excellent.
Cristian was very knowledgeable. He went above and beyond his normal job duties to help get this loan closed super fast. Will definitely work with him again.
Great communication and quick close
Brian FUNG and Kailyn Obenauer went above and beyond to make our loan closed smoothly without any hiccups. They were both in constant communication with us to let us know the status of our loan and to ensure everything would […]
Anthony has been extremely helpful and accessible through the whole process.
She is polite. Patient. She is reachable
Jack is awesome and really takes care of me everytime I need a loan.
Amazing, quick, seamless process. I was thoroughly impressed. Will use again
Excellent product and service
Great Work! Did what they said and were very honest. No hidden fees. Highly Recommended
Wade La Rouche and the entire Civic Financial Services Team were terrific during all steps of our transaction.
My rep Chris Lushina is unique in all his efforts to get the job done. He applies his communication skills and knowledge of the product to bring out the best result from his staff to produce positive results for his […]
Bijan was extremely efficient, clear and concise. I appreciated him walking me through the new parts of the process. The aforementioned coupled with his great personality makes him awesome! Looking forward to many more deals in the future thanks to […]
Justin and his team are always a pleasure to work with, professional, timely and always there to support your transactions to the finish line
Great Services and process! And you cannot beat their competitive rates and terms.
I’m not a large volume brokerage, but I get treated like one. Everyone is very responsive and turn times are quick. I wish I had more deals to send you guys!
Fast processing to approve a loan
I love the team that I have in Civic. they are very helpful and very responsive
I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely.
Very supportive and quick close. Arnold is great to work with
The loan terms are great. The loan Agent was knowledgeable and made it is to understand my requirements and suggest an appropriate loan. He was always available to resolve issues and my questions.
Excellent service always on time . A pleasure working with Anthony
Always a great experience working with Civic. Very professional, excellent service and helpful every step of the way. Specifically, I’ve worked with Whit and Vanessa and those two are awesome!
Peter was absolutely phenomenal. He and the team went above and beyond anything I imagined. Can’t wait to get the next deal done
Rock team of ladies!
They are great to work with and communication is awesome
Anthony always pulls thru for my clients! I will always recommend Civic!
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
We make a great team
My experience was a quick and easy closing
Mathew and the CIVIC team are easy to work with and fund fast!
Level of customer service was excellent
Great, fast, reliable service
Dan is nothing short of excellent on all fronts. It’s a pleasure working with him and his team
Reputation, Rates, and Service
The real deal!Other lenders made promises that they could not keep. Civic financial closed my loan quickly and with little hassle. I’m looking forward to working with them again!
Civic is just amaizing and very quick, closing loans in less that 10 days,thanks to John Riturban, Marisa Davis and Jenna Alvallero. they are the best in the business. love them
Civic is an extremely reliable company, and Scott gave us superb service
Great customer service!
Never before have I had a company so focused and dedicated to help me close as fast as time permits. I’m sure we’ll do more business in the near future. I’m glad I found the right company to finance my […]
Great communication and availability
Wonderful service and competitive rates
Quick Service, on-time closings!
Very easy to work with.
Melissa is the best!
Quick, easy, professional, knowledgeable, and willing to help problem solve
Whit McCarthy and Vanessa Lopez are the gold standard in executing fix-and-flip loans. I have used Civic numerous times to close loans and I will continue to do so because this is an amazingly skilled team
Civic was always on top of it and communicated their updates at every stage
Justin, Ally and Marisa are all BEASTS!!
Very helpful staff
Excellent Service for our loan
My second transaction with Civic and Matt. Seamless again. Thank you for the easy process!
Another 5 Star experience with Marco and Corey!
Great service and assistance from my rep Randi, thanks!
Melissa was very helpful, she kept me updated all the time, and made it happen for me
I’ve been using Civic financial for over two years now and Will Dodson is one of my favorite Account executive’s of all time. . . . . he’s courteous , knowledgeable and get things done on time. I would highly […]
Nick Flowers is always the consummate professional and a pleasure to work with. Glad to work with him and the Civic Team
Nick was extremely professional and timely with all his responses. It was a pleasure to work with him and we look forward to our next deal
On top of the whole process
When the non-QM loan I had been working on completely disintegrated and disappeared, Civic and Eli were there to help me get a very important ReFi to the finish line. In a matter of just over two weeks, Civic took […]
Seamless and organized loan process
My investors loved working with the Rommel Team. Kendra, Leslie and Corey are reliable They make the process easy and quick. Thank You
Highly recommended. They are professional, diligent, and courteous.
Fast response, quick close
From the moment I made an inquiry call and got a return call from James Hatcher within minutes I received nothing but excellent service. There was a fast pace the whole time and from start to finish it was over […]
Brian was great it was easy fast and non worrisome
Great, Friendly Service
Savannah is always working and is very diligent with getting back responses. Love working with her!
The young man who helped me through my experience with Civic was like someone I had known a long time, he was full of knowledge. I have recommended others
Customer service was wonderful
Works well with buyers
Rance and his team made the entire process very easy.
Brian and his team are awesome to work with. His communication is great from the beginning to the end, and he makes himself available at all times of the day to answer or assist us in any way
This was an emergency situation and I need to refi quickly before my other mortgage ballooned – CIVIC came to the rescue like a government bank bail out and they delivered fast without any hassles!
A really seamless transaction. They were professional prompt and just what I needed. Jim, Jack and team were awesome.
This is the third time we work with Brian and Kailyn from Civic. And they are the best people you can ask for work with from a lender! They make everything so easy so fast and so smooth. Zero headache […]
Working with Brian, Gabby and Teresa is awesome! They are great at communicating and keeping me posted and move expeditiously through the process. I hope to do another deal soon!
The experience I had with CIVIC was much more pleasant than Patch of Land, they are able to close on time and does not deviate from the terms that they quote
The Process is extremely Easy !
It was a very smooth process!
I been brokering HML loan for 5 years now, definitely the best service I’ve received in a long time. Definitely will be doing a lot of business.
Team went out of the way to make deal work and process is very streamlined
Justin was very responsive and got the deal done smoothly.
Awesome Team! Kept me informed and they were very responsive. Look forward to working with you in the future and beyond
Once again Melissa and her team did great job with this close i was at risk of losing the whole deal because seller want to close sooner so Melissa went above and beyond and got it done. Merci
I have had the pleasure of completing two transactions with Civic in the past 4 months. From start to finish, and beyond, they have proven to be true professionals at what they do. Civic was on top of my needs […]
Melissa, Michael and Paige were very helpful in assisting me with the deal
Have been working with Arnold for 2 years now-he is Awesome to work with
Many thanks to Civic Financial Services! The process was streamlined and efficient. My loan offer went above and beyond to ensure we received the best deal possible. I truly enjoyed working with the staff at CIVIC, looking forward in doing […]
Working with Civic was a very smooth and painless transaction. Bijan and Jeremy handled everything professional and timely. Best Buy and hold program I have seen anywhere. Definitely recommend taking a look at their programs. Structure and employees are top […]
Our LO was fast and efficient and we had direct lines of communications with Brian Fung from start to finish. This is our second transaction with him and Civic and we are looking forward to transacting many more in 2019
The Agent was knowledgeable about the loan products and took time to provide us with the best option. Also the agent was very prompt and clear in his communication. Lastly went extra mile to help us out of with some […]
Bijan was amazing. We had a super quick closing that moved to even quicker – the wholesaler had the closing day off, so we had to close in 4 business days. He also connected me to conventional lenders
Matt was outstanding ! A true professional ! A first class experience !
Kendra and her team are amazing and professional!! They saved the day. . . 8 day closing !! Kendra, Leslie and Corey Thank You!
Rance is awesome, so is Rebecca. They made the loan process a breeze.They are direct lender, so they are not all the time looking to sell your loan to Wall Street, means you qualify easy.They will walk the talk and […]
Randi was very easy to work with!
John Ridderman is outstanding in his service. The overall quality of service is also excellent. Great lending resource to have on hand!
I wish all my deals could be done by civic, Scott vincenti is the best rep. I have dealt with
Justin was very helpful and informative throughout the whole process
Randi gave great service very courtesy.
Jacquelyn Boyle is awsome
Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time
Acct Rep was outstanding
Great service and fast closings. They never disappoint
Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game
Jackie and Rebecca were very professional and easy to work with. Any time i needed assistance they were readily available and jumped in to get my transaction completed in an effiecient and timely manner .
This was my first time using Civic and they delivered as promised. Extremely efficient and easy to work with.
Great people to work with and very quick in moving along the process
I have used Civic multiple times and wouldn’t hesitate to recommend them to anyone thinking of using them. The whole team works well together and moves the file along seamlessly. Grateful to get to work with Cameron
Arnold was great. He answered all my questions in a timely manner. I will definitely be doing business with Civic again
Ryder Byrne and Daysi Meza are amazing to work with. I can always count on them returning calls and emails. Their customer service is outstanding. The program offered by Civic is also great. But customer service to me is a […]
Excellent people to deal with. All around great experience. Highly recommend
Great service and my loan officer, Jackelyn, has been super in getting my deals done and helping me when needed
Honest, efficient and personable. Those three things are often mutually exclusive. You may get two of these traits, but these professionals are all three of the major things I look for in a team. Doing business can be challenging, so […]
Very good at communication and staying on track
Excellent customer service!
Super responsive, really accurate on the scenario quote reflected- stayed consistent from beginning to end, Matt is super proactive and is very clear on explanation and requests so there are no contradictions. great to work with and will always find […]
1) Overall Successful Outcome; 2) Justin, Leslie & team = complete support from beginning to end and it was badly needed on my part. . . 3) No one else would listen and give me the chance I needed to […]
Because your services are awesome
Great team to help get through the process.
I am dealing with a un-believably talented team, they work hard and they are dedicated to their cause of helping investors.
Great customer service, fast service, fast underwriting, excellent loan processing team
Quick and to the point A+ Derek
Rance and Rebecca make getting a loan so easy and smooth. During times like this, it’s good to know my loan will close!
Our Account Rep, Bijan Tavazoie, has become a trusted partner. Working together on two loans now, and sharing vendor resources. I know he has our best interests at heart, and I will continue recommending his services.
First time and it was a very smooth transaction. Will find some more.
The most trusted hardmoney lender in the business
Quick turnaround, competitive rates & fees
I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely
My account executive Mariam was extremely professional, incredibly responsive, and just an overall pleasure to work with. The one or two times that she may have not been 100% certain of something I could count on her to find out […]
It’s been a pleasure working with Anthony!I have already referred a friend who also closed a loan with Anthony. He is the man!!
I would recommend Civic Financial Services to any investor looking for an investor friendly loan. I worked with Kevin Victoria and from the start he said what he could do, when he could do it and how much it would […]
Speedy service with prompt responses from AE & processing.
It was a smooth process from start to finish and everyone was very helpful and knowledgeable.
The best team to work with Derek , Kathy and Monica. Very responsive and fast acting made my loan process super easy. Thank you all
They have competitive rates and close fast, with helpful people to assist you
Excellent service good communication
Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them
Good to work with and competitive rates
Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing
Civic is very user friendly and fast….so far I am very happy working with them
Smooth closing process.
Pretty simple and straight forward process. Not a lot of red tape and communication throughout the process was on point
Very professional team, Daniel is very responsive and closed quickly.
I worked with Ryan Snep and he took my clients deal from start to finish very quickly and smooth!
Rance provided an excellent service throughout the whole process and has been instrumental in closing our loan. We appreciate his help and will definitely come back!
Jack Helfrich and Vanessa Lopez deliver a very high level of professionalism and client care. We find it is extremely rare to get this level of customer service anywhere across all of our business. Thanks!
Marco and his team are so great to work with! Make the loan process easy and quick
Civic is awesome!
Loan officer was diligent and super fast. Already working on the next few loans. Will recommend to my fellow investors.
Always good fast with great communications. Quick closings, great service
Rance and his team has helped us through our loan process in such a professional manner. Rance has really made the process smooth and stress free. He was always available for questions and provided good customer service. We will definitely […]
I Give Jack Lupo a 10 star rating he is professional and knows his business my clients are very happy with the rate. Any future transaction will be with Civic Financial. They all came to getter to help me with […]
Great service , quick response
Honest, fast and delivered every promise. Great communication.
Civic closed on time with no surprises. I recommend their services.
Nate Wolosiewicz is the reason you get a 10!
I love how quick they are to help. I would be glad to work with Civic Financial Services again
When a problem arose, Jack never said “Sorry we can’t do the deal. ” He went out of his way to find solutions
Justin did a good job
We have the opportunity to be served by Davis Bennett who from the first conversation brought clarity to the experience. He asked the key questions to understand our individuality and our financial need, and explain clearly what to expect. Davis […]
James and his team are great to work with, they went out of the way to make the process smooth.
Outstanding team work, excellent & brilliant execution, timely handling and processing of documents. Exceptional communication from start to finish
Michael, Monica H, and Monica… the 3 of them makes a great team…
It’s a pleasure to work along with Jo at Civic. She and her team are always very helpful. Thank you for everything!
GREAT LENDER TO DO BUSINESS WITH
Fast and reliable service. They don’t drag things out needlessly when things make sense
Fast closing terms I can work with.
Matt and Corey are the best
Fast and efficient loan process and closing
The CIVIC team was great
Civic offered me a great niche product and outstanding service to boot! Matt did an excellent job of communicating!
Thank you Matt and David for everything. On to the next one!
Excellent AAA service by Account Rep!