CIVIC is your local Colorado Springs private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Colorado Springs private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Colorado Springs private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Colorado Springs.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Colorado Springs real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Colorado Springs private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Colorado Springs private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Colorado Springs private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Dan and his team was impressive! Orig to close in 5 days! Great communication and answered my calls every time! Great experience!!
Michael was very informativeand professional. He was always available even after regular business hours. Heidi also handled the paperwork efficiently and quickly
Common sense and a very quick process
Matt is great
Jackie Gonzalez was incredible. Patrick Morgan put us in touch with her immediately the day we reached out and we closed just weeks after. Jackie was on the ball, kept us updated, was super knowledgeable and worked with us the […]
Very Engaged, competent and has the ability to get the loan closed and is very fast when necessary!
Randi is responsive and reasonable
I had the great experience of working with Marshall Jones at Civic and his amazing team there. The experience was great and i would highly recommend them. We closed on time and got my client exactly what was promised on […]
Fast and reliable! Thank you so much for helping us!
Loan team had wide breadth of understanding the loan process that allowed them to move quickly
Experience with civic was great. They answered all my questions and never delayed on anything. I was on a time frame and gave them a very short notice for closing and they made it happen.
Everyone has been very accommodating and helpful throughout this process. To be able to have direct lines of contact to communicate freely and accurately has been invaluable. Kendra, Justin, Leslie, Kailyn, Jennifer and the rest of the Civic Team are […]
Civic came through and was able to move quickly. Eli was excellent throughout the whole process. He is the sole reason for this 5-star review and I would recommend him to anyone.
With Jack Lupo, Aly Howard and Michael Hoyt we make a great team. They are the best to work with
Ryan Snep was fantastic to work with. He was professional, helpful and knowledgeable. I would highly recommend Ryan and Civic Financial Services for all your hard money loan needs
Thank you . Jack . Very professional.
This is our third hard money lender and the closing was so smooth. Thank you!
Matt is the best. He’s by FAR the most professional and conscientious person I’ve had the pleasure of working with in this field. I look forward to a long and LUCRATIVE partnership!
I started working with a different lender that kept delaying and pushing back the close. I almost lost the deal, but when I started with Civic and Jack things started moving and we made the deal happen
Everything went very smoothly
Great experience and results!
Have been working with Arnold for 2 years now-he is Awesome to work with
Great service and assistance from my rep Randi, thanks!
I have had the pleasure of completing two transactions with Civic in the past 4 months. From start to finish, and beyond, they have proven to be true professionals at what they do. Civic was on top of my needs […]
Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals
Jackelyn and Rebecca make a great team!! They are on top of the ball, get things done, and know their stuff!! Will continue working with them and Civic Financial!!
Easy to work with and they got the deal done
Rance and Rebecca have provided the most efficient service. It was a worry free experience for me
Good organization, fast response, deep experience
Another great transaction with Marco and his team. Got more coming, thanks for everything!
Fund quickly and very responsive
Excellent and efficent! I hope to work with this team again
Matthew’s service was honest, thorough, and efficient from beginning to end. He made myself and my business partner completely comfortable throughout the entire process. I loved that he was always available, although we are on two opposite sides of the […]
New to Civic but so far I am very pleased with their process, closing time,and attention to detail.
First Impression was-wonderful. It’s my first time with Civic Financial Services and Cristian. Cristian was very professional, helpful and prompt. The process was smooth and he was always keeping me inform 24hours! I hope more business to come with Civic […]
Patrick Morgan is the best, very professional and responsive. He is always available when you have questions and always keeping me updated on the status of my loan. So far Patrick and Civic Financial have been outstanding.
It was a pleasure working with Matt and the rest of the Civic team. They were able to assist us in closing a deal in a short period of time. My team and I look forward to working with them […]
I was working with Justin and he is amazing. Very professional.
Really enjoyed working with Rance; very easy and on top of the finance options. . Extremely helpful and financed in a timely Fashion
Mariam Jasemi is hands down the best AE in the industry
It was a pleasure meeting Melissa Salinas at a recent REIA in Dallas. She earned our trust with her friendly nature and professionalism. Melissa and Michael Hoyt provided an excellent lending experience, knowledge and patience as my company joined a […]
Chris was a pleasure to work with. He got the job done quickly and efficiently
Great experience, constant and fluid communication. A lot of random variables and ambiguity in this transaction, yet it was put together professionally and handled flawlessly by the Civic team.
I am so pleased with Civic Financial Services. I have closed many loans with them and they have never failed my expectations. They are prompt with underwriting, approvals and closing. All my clients are very happy with Civic. Civic is […]
Jack (my AE) is extremely responsive and gives the ultimate broker experience. I will continue to submit my files to Jack for first look ALWAYS because he gets in DONE!
Once you set up the file clear conditions. Fast easy efficient closing. Will use them again. Thanks you Josh.
Very quick and efficient
The loan closed on time
AMAZING SERVICE AND HIGH INTEGRITY! NO “BAIT AND SWITCH” TACTICS THAT I HAVE EXPERIENCED FROM OTHER LENDERS. THANK YOU!!! I WILL RECOMMEND YOU TO ALL MY CLIENTS AND ASSOCIATES
Justin Cohen and Heidi Marshall provided flawless execution, effectively overcoming the several hurdles that we encountered during the process.
Amazing team to work with!
The Customer Service was great. The efficiency of the flow through the process. Peter is awesome
Always good to work with Jackelyn and Rebecca.
Jack is amazing to work with!
I had a great experience with Civic. I worked with Andrew, Teresa and Melissa. Every step of the way they made sure I was in the loop. Civic has excellent systems to help submit applications, budgets, etc. I plan on […]
Quick, easy loan
I sincerely believe that CFS is the premier lender in the space that it is in. In addition, I very much enjoy working with Eli Smush
Everything was as I was told. . . I would for sure use this company again for my financial loans in business purchases. Thank you to everyone who played a part in this! Thank you so much!!:-)
Previously worked with the Account executive in the past and was excited to know that she was going to be employed with Civic. She always strives to go over and beyond to help others
Great, reliable, speedy service
Excellent service always on time . A pleasure working with Anthony
This was the smoothest closing I’ve ever been a part of. Jack Lupo is awesome- extremely responsive and transparent throughout the entire process. I will definitely be doing business again!
The entire team is focused on one thing. . . . getting the loan funded quickly and addressing all issues quickly
Easy and transparent to work with!
Easy and smooth Transaction, thanks to Realtor Anny Ortiz and Melissa Salinas !
Working with Dan was very pleasant. His process is streamlined and straightforward. He was responsive to all my questions and concerns when I was unsure of the lending process. I would highly recommend Dan Molina and the team at Civic. […]
Daniel Molina and Jose Lopez were great! They helped make this 1st loan I have brokered in 10 years easy and quick to close
Anthony made the loan process very easy and quick! This was my second loan with Anthony and won’t be my last! Great service!!
Chris Lushina was a joy and pleasure to work with. He has become a part of our family. His expertise and knowledge was great.
Brian Fung is exceptionally committed and professional. I called him during the Friday before Christmas to ask some questions on a deal I was considering and I was amazed at the level of service I received from then on through […]
The speed /quickness is important
Rance helped me throughout the whole refinance process. I was very stressed out at the time. He helped make it an easy and smooth transition. He was available to answer questions after business hours, was very professional, understanding, and worked […]
Have you ever been at an event with arms raised in the air, pumping both hands up and up? That’s what is feels like working with Civic. Each contact is super positive, elevating your confidence in the transaction. Each closing […]
We had some issues with the county permits and they went way beyond to work with the county and get everything updated so we could buy our hone!
Another great transaction with Civic! We love working with Marshall, he makes every transaction go well.
Good rates and good communication
Justin was incredible. He stayed in contact with me through out the whole process
Peter has gone above and beyond to make sure that us as the customers are taken care off. . Return emails, phone calls, and texts in a very timely manner at the same time keeping us updated on how the […]
Great rates great service
Great personal attention!Civic (and Randi) do what they say!!!
Solid underwriting, clear terms, fast closings
Blake and Jeremy did a fantastic job in getting our loans closed in rapid fashion
Bijan was amazing. We had a super quick closing that moved to even quicker – the wholesaler had the closing day off, so we had to close in 4 business days. He also connected me to conventional lenders
Great experience in working with Tedd, Monica & Daysi at Civic. This is a great organization that works efficiently in closing your loans. I highly recommend Civic and Tedd’s team in particular.
Melissa and her team are truly amazing. They worked hard during Thanksgiving holiday to ensure my files are taken care of and went above The call of duty I have received such outstanding service. Merci
Past business experience with Civic
Justin is my guy! He always comes through for me EVERY TIME!! Wonderfully reliable to work with!
Working with Josh Levine was great! The online platform is easy to follow and the process and communication exceeded my expectations. Great working with Civic!
Amazing Florida love working with Anthony
The team at Civic Financial were very informative, diligent and walked us through the process every step of the way. They pressed through the final steps at the deadline to help get us closed on time. We look forward to […]
We were extremely happy with the process- exceptional!
Full support and communication from Melissa, Michael and Paige
Enjoyable to work with. Kept me informed on the progress
Great experience. Closed fast and very professional. Ryder Byrne as our account manager was very easy to work with
John is great to work with!
Justin and his team were awesome to work with! They were very fast, efficient, and did everything they could to make the process as easy as possible. Truly appreciate all their help and hard work!
Jack is awesome and really takes care of me everytime I need a loan.
Cause Jackie & Becky Rock! Woot Woot!!
Peter was great to work with. Extremely communicative, quick to respond, friendly, knowledgeable, and ultimately offered great rates and helped us to secure a great fix and flip project in West LA!
Marco, thank you for the closing gifts and most importantly your close attention to detail. Most importantly closings in a timely manner! Great job! We’ve had 3 account executives with Civic and I think we only closed one deal with […]
Rance and his team has helped us through our loan process in such a professional manner. Rance has really made the process smooth and stress free. He was always available for questions and provided good customer service. We will definitely […]
Daniel is fabulous at communication, worked quickly and efficiently and backed up all of his initial promises
Best company to work with. Fast, and great rates
Matt Marky was extremely responsive during the loan process and was very engaged and on top of things. Everyone was very professional and acted similarly even in stressful moments during the process. Very happy overall
Loan officer was diligent and super fast. Already working on the next few loans. Will recommend to my fellow investors.
I appreciate the fact that you believed in me and my dream, you gave me a chance when others did not. I will be doing more business with civic going forward that’s a guarantee!!
Always a pleasure to work with Kevin. He is very professional, kind and on top of his files. Thank you!
Was told yes when others said no. He did what he said he would do. Was great to work with. I’m going to use him on all my loans
Had a GREAT experience dealing with CIVIC – easy, straight forward financing done QUICK
They are very fast and professional
Mike J is top notch.
Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic
Good, quick, easy to work with
Tiffany is my favorite and I give this deal a 10 just because of her attitude and service!!!
Easy to work with and very professional
Matt Rabinowitz was extremely proficient and straightforward. When an answer was not off the top of his head he was able to retrieve it with a quick response and accurate answer. Everything occurred as planned, no big surprises, the transaction […]
This was now our second deal with Jack Lupo and both have closed without issues. We look forward to continuing to bring a block of our business to Civic in the near future.
Very reasonable rate, closing the loan quick and I got the amount I wanted. I also got the Home Depot Rapid Pass app
Civic performs and Jack is awesome
Fast service, honest communication, human touch. Michael made my account his priority. Thank you! I look forward to having CIVIC service my second loan
Very easy to work with. Responsive and quick.
Anthony has been a pleasure to work with
Great customer service and closing process
Mathew Specht, Account Executive, is the Best in the business. As a Broker, I have closed loans with more than 300 different alternative mortgage lenders during the past 20 years. Matthew is the rare AE who not simply a ‘Yes […]
Thank you Marco and team for making the process so easy
Your firm is professional and fast. Jackelyn Gonzalez is great! Thank you all. JA
Great service and my loan officer, Jackelyn, has been super in getting my deals done and helping me when needed
Great customer service
Friendly service and speedy closing
Service was great and Jo Jones was exceptional
Jack Lupo and Michael Hoyt are one heck of a team. They go above and beyond to make sure that you are taken care of from loan application to funding. When there was bumps in the road they were there […]
Great prices in comparison to other home renovation loans. The more loans you close with them the faster they get. Good team. Dave Rooker is awesome!
Prompt Service and timely attention to the needs
Great customer service provided by Trevor Niemann!
I love how quick they are to help. I would be glad to work with Civic Financial Services again
Randi gave great service very courtesy.
The loan application process went smoothly and easily. Marian and the rest of your team were extremely helpful with all of the questions I had. I would be happy to work with her again
Great lender. Highly Recommended!!! We worked with Jack Lupo, and he is great!
Good, quick, easy to work with
I enjoy working with Civic, mainly because of Jack Robinson, my Account Rep. He always goes above and beyond to make a deal work and see through closing. He is available to me, any time I need him, even when […]
The deal was quick and efficient and the staff was helpful and answered all of my questions
Super responsive, really accurate on the scenario quote reflected- stayed consistent from beginning to end, Matt is super proactive and is very clear on explanation and requests so there are no contradictions. great to work with and will always find […]
From start to finish, my experience with Civic was first class. I will be a repeat customer and would recommend Civic over anyone else. Thanks for showing me what right looks like.
Excellent service and speedy closing
Justin and team made everything associated with this loan process so straightforward and efficient. I really appreciate that
Good sense underwriting and favorable terms
Great Job! Thank you for all your help!
Very quick and responsive group of people
I love working with Jackie and Civic, they have great loan programs and the support from Jackie is outstanding. I enjoy working with you and the team. Thank you Richard
She is polite. Patient. She is reachable
Great service! Easy to work with and they get the job done quickly
The service went beyond expectations, always excellent and professional
Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.
They really do what they say. We needed to close in a short time. They said they were able to do it and they did it. It was a very seamless and stress free experience. Civic is by far the […]
Jackelyn provides very good professional services and it would be different without her.
The list of products you offered are more than most lenders and your service is excellent and fast
Very good service from Chris and Chelsea
My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends
My experience was a quick and easy closing
Great company that always makes it happen Jackie and her team are professionals!
As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly
Everyone was great and helpful with a difficult borrower. Alan was exceptionally helpful. Great company with an excellent team
Seamless and organized loan process
I’ve been using Civic financial for over two years now and Will Dodson is one of my favorite Account executive’s of all time. . . . . he’s courteous , knowledgeable and get things done on time. I would highly […]
I was skeptical, but everything went really smoothly. Great communication. Closed very quickly.
Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!
Civic Financial is easy and very professional to work with!
Jack, Vanessa and David were a pleasure to work with as always. I can always count on them to close my deals on time. They are organized and professional. You won’t get anything but the best!
Fast speed! Nate was extremely helpful
Great communication and availability
Very fast lender, fair terms, and excellent communication. We felt that Civic tries to find ways to get deals done not kill deals
Awesome service. Very responsive. There was a delay on the seller’s side and Civic was on top of it and was ready to close immediately.
Quick turnaround, competitive rates & fees
Always a great lender!
Great Service, Fast closing. . . Can’t ask for anything else. Thank you for all your help!
This is a great team to work with
Easy to work with. High intensity level of work. Great communication. Have respect for the closing date. Fast turn around time
The experience was great, from beginning to end!
We love the fast service and friendliness of the whole team at Civic. Marco, our account exec is always on top of everything. We highly recommend doing business with Civic.
Kendra was great even when we had to re-do everything! Great job!
Great service, product knowledge and execution. .
Our Director of Business Development is amazing. We work with many different lenders, and we go with CIVIC because of our relationship we have with Ben shaevitz. I appreciate his knowledge, his communication, work ethic, commitment and accountability. If he […]
Another flip financed by our awesome dawesome team at Civic financial. Big thanks to Brian and Kailyn for making the process ultra smooth and efficient. We could’ve closed in just one week!This is the A team at Civic Financial make […]
We have a great team with Jack, Aly and Michael. They are always on top of our customers
Ben is exceptional, and makes the process feel seamless and efficiently quick. He is always there to assist if there are any questions, even when it may be something outside of his department
The process is painless and simple, questions were answered quickly
Jack, Heidi and Jose Thank you for the excellent job . Gracias to Help my clients Civic Financial Services are my number one lender; more than 18 loans
Arnold is a true professional that I would not hesitate to recommend him.
Jacquelyn and her team are tireless at finding solutions and mutual opportunities for our companies to work together. Outstanding experience as usual!
Civic Financial Services does a good job processing loans for us. Their pricing is fair and they close quickly. I’ve closed many loans with Jackie Gonzalez
Always a great experience working with Civic. Very professional, excellent service and helpful every step of the way. Specifically, I’ve worked with Whit and Vanessa and those two are awesome!
My account manager made the entire process so easy it was great. The customer service provided made my transaction process run very smooth
Davis was very attentive and communicated every step of the way
On top of the whole process
1) Overall Successful Outcome; 2) Justin, Leslie & team = complete support from beginning to end and it was badly needed on my part. . . 3) No one else would listen and give me the chance I needed to […]
Melissa, Michael and Paige were very helpful in assisting me with the deal
After talking with multiple lenders for my Real estate business, I came across Civic Financial Services. I built a good working relationship with Brian Fung. He is a Rock Star! He was always there when I called no what day […]
Competent, get the job done
The Civic Process has been so much better, and love my AE rep, the best I ever had. Love working Civic and their staff
The deal did go through quickly. Everyone from the team was professional. I hope to do future business. Looking forward
Working with Civic is always a great experience. I have closed many deals already.
This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]